Protecting Your Property From a Cyberattack

Protecting your property from a cyberattack is not something many homeowners have ever thought they would have to do. However, with the evolution of smart devices, the chance of a cyberattack is becoming increasingly prevalent.

As a local independent agency on the front lines providing Cyber Insurance and helping businesses stay safe and recover from cyberattacks, we’re growing concerned by seeing more hackers attacking individuals and home networks. And while your Home Insurance may cover some losses, a rider or separate policy is likely necessary for complete protection from a cyberattack.

How Safe Is Your Home Network? 

It would help if you had worries about hackers stealing your personal information or identity. Unfortunately, the threat of cyberattacks has increased significantly over the last decade. As a result, hackers now target homes and businesses alike. Thus, they are looking for ways to steal sensitive data and financial assets.

In addition to financial losses, hackers can also cause damage to your home network and personal devices. They possibly pose a danger to your physical health if they can access your medical records. Fortunately, there are ways hackers can break into your home network using both wired and wireless connections. This style of cyberattack can ruin someone financially.

The Internet of Things (IoT) Is Here for Better and Worse.

The Internet of Things (IoT) is changing our lives, making them more manageable. Additionally, it is creating opportunities for cybercriminals to exploit. The IoT includes smartphones, tablets, computers, thermostats, light bulbs, cameras, door locks, garage doors, security systems, and more.

These devices are part of everyday life. Likewise, many people rely on them without thinking twice. However, these devices can also create vulnerabilities that hackers can use. The best ways to secure the IoT devices in your home and property are to be aware of the danger they present. 

Be Aware of Devices Connected to Your Wi-Fi Network.

People can connect many IoT devices to the internet through a wireless router. It ensures that the configuration for the router is correct to protect your home network. 

10 Tips to Secure Your Home

Here are ten more tips to help you secure your home and property against cybercrime. 

1. Update Device Operating Systems – Most IoT devices run outdated software that could expose you to security risks. Updating your device’s operating system will help prevent attacks.
2. Avoid Unnecessary Third-Party Apps – Some IoT devices include apps that enable third parties to monitor your activities. These apps often collect information about what you do online. 
3. Use Strong Passwords – Use strong passwords when logging into accounts associated with IoT devices. Require two-factor authentication for the user’s identity. 
4. Educate Children About Online Safety – Children need to understand the dangers of social media and the internet. Teach children about safe browsing practices and to never share personal details such as phone numbers or addresses.
5. Install Antivirus Software – Antivirus programs can detect and block malicious code from infecting your computer. In addition, many companies offer free antivirus software for consumers.
6. Set Up Firewalls – Firewalls allow you to limit the amount of traffic entering and exiting your home network and give options to set rules for what types of content pass through your firewall.
7. Make Sure You’re Using Strong Wi-Fi Credentials – When setting up your router, use the available encryption options and keep router firmware updated.
8. Back-Up Data Regularly – Back up all data regularly, so you’ll still have access to your files if something happens to your device.
9. Use a Virtual Private Network – A virtual private network (VPN) creates a private connection between your computer and another location over the Internet. VPNs encrypt your data so hackers cannot intercept it. 
10. Limit Device Access – Limit the number of devices connected to your home network. Also, consider limiting the number of hours each day that devices can connect to the network.

Protect Yourself

The insurance professionals at Dickstein Associates Agency are here for you to tap their expertise to evaluate your needs and find the appropriate amount and type of coverage you need to protect your home against property damage, liability risks, and cybercrime. 

About Dickstein Associates Agency

Dickstein Associates Agency has distinguished itself as a leading provider of personal and business insurance in the tri-state area since 1965. We pride ourselves on being advocates for our clients and providing them with quality and affordable coverages. As Trusted Choice™ independent insurance agency, we partner with various national and regional carriers, allowing for flexible coverage for each client’s unique circumstances. For more information on how you can leverage all your insurance to work best for you, and how we can secure the best insurance in the marketplace suited to your specific needs and business objectives, contact us today at (866) 236-8793 or www.dicksteininsurance.com.